Digital Banking
Leveraging next-generation technology and delivery methodologies to create a best-in-class cloud solution for the customer is the need of the hour. HCLTech enables and empowers financial institutions to realize the full potential of open banking and "Open Finance" for their digital businesses. HCLTech also delights consumers with the right digital banking products and services on AWS and continues to invest to build an ecosystem of continued innovation. Our portfolio of solutions under digital banking includes Neo-bank rollout, core banking implementation and modernization, customer 360, strategic pricing and billing, frictionless onboarding and banking as a service.
Open Banking
HCLTechs' open banking solutions on AWS enable banks to reinvent and reposition their businesses to remain relevant within customer lifestyles and customer journeys. Our solutions comprise a set of techno-functional frameworks, a well-curated Fintech partner ecosystem, an innovation infrastructure and a depth of engineering and design thinking expertise that help a bank create differentiated Open Banking strategies and implement them. Our solutions include open banking aggregation, banking super apps, contextual banking, Request to Pay (R2P) and open innovation.
Digital Lending and mortgages
HCLTech offers comprehensive digital lending and mortgage solutions on AWS using our own IP and products that directly address the various improvement opportunities for process and operational efficiency to transform the stakeholder experience. HCLTech, through a focused team of domain experts, data scientists, and solution architects, can assist in this mortgage lending transformation journey with our solutions set and unique differentiators. Our solutions include lending process automation, digital mortgages, digital loans, platform implementation and modernization.
HCLTech, with its expertise, industry knowledge and proven customer success, is uniquely positioned to support the full payments and card value chain and address complex banking payment processing requirements by leveraging AWS services. HCLTech leverages its experience in the greenfield development of a payment processing platform on AWS using the Cloud native framework and services. HCLTech brings a payments transformation journey experience and a Cloud blueprint to future-proof your landscape with our proven credentials and solutions. We use cloud-native tools to develop the feature set and also leverage market solutions for the tokenization, fraud and compliance functionality.
Insurance on Cloud
HCLTech Insurance Cloud is a ready-to-use environment with tools and services made fit for purpose for your specific operational requirements. It is an end-to-end insurance tech stack on the AWS cloud, provided as a fully managed and regulatory-compliant solution with flexible options for policy administration and servicing operations.
Solution Accelerator
- HCLTech Co-innovation Labs
- HCLTech NOVUS Bank/Payment/API
- Power Banking
- HCLTech Exacto
- Toscana
- HCLTech Unica
- One Lending
- Embedded Banking